Built on Real Conversations About Money

We started ardivasolora in early 2021 because too many people told us they felt lost when it came to budgeting. Not because they were careless with money, but because the tools out there either assumed too much knowledge or made things unnecessarily complex.

Initial planning sessions that shaped ardivasolora's approach to financial guidance

2021 - 2022

From Kitchen Table to Actual Service

The first version of ardivasolora was basically a spreadsheet that Lachlan Murtagh shared with a few friends who were struggling to track where their pay went each fortnight. They'd mention rent was due, then discover they'd already spent that money on groceries and didn't realize it.

What surprised us was how many people wanted something that just worked without needing a finance degree to understand it. By mid-2022, we'd helped about fifty households get their budgets sorted, mostly through word of mouth around Bunbury.

That's when we decided to actually build something proper instead of passing around that same spreadsheet.

What Matters to Us Daily

These aren't just nice words on a wall. They're the things we check ourselves against when we're making decisions about how ardivasolora operates.

Plain Language First

Financial jargon makes people feel stupid, and that's not helpful. We explain things the way you'd talk to a friend over coffee, without dumbing anything down.

Real Circumstances

Everyone's situation is different. What works for a couple with two kids in Perth won't necessarily work for a single parent in regional NSW. We account for that.

No Hidden Angles

We don't sell your information. We don't push products for commission. Our business model is straightforward: you pay for the service, we provide the support.

How We Got Here

A few key moments shaped how ardivasolora works today. Some were planned, others just happened because someone mentioned a problem worth solving.

2021

Started with Spreadsheets

Lachlan created a basic expense tracker after his mate Rhys mentioned he'd overdrafted his account for the third time that year. Shared it with a few people who all said the same thing: this actually makes sense.

2022

Built the First Platform

Turned the spreadsheet into an actual web tool after realizing emailing updated versions back and forth wasn't sustainable. Added features based on what people kept asking for.

2023

Expanded Beyond Bunbury

Started working with clients across Western Australia, then eventually across the country. Each new region taught us something about different cost-of-living challenges.

2024

Added Personal Consultations

Some situations needed more than just software. We brought on Finnian Briggs to handle one-on-one sessions for people dealing with debt restructuring or major life changes affecting their finances.

2025

Focused on Small Business

Noticed a lot of sole traders and small business owners were using our personal budgeting tools for their business expenses. Built out proper business-focused features this year.

The People Running This

Small team, deliberately kept that way so we can stay responsive to what people actually need instead of what looks good in a quarterly report.

Lachlan Murtagh

Founder

Spent years working in community banking before realizing most financial advice was either too complicated or too simplistic. Started ardivasolora to find the middle ground that actually helps people.

Finnian Briggs

Financial Consultant

Joined in 2024 after working as a financial counselor for a non-profit. Handles the situations where people need to talk through their options with someone who's seen similar circumstances before.

How We Work

Practical Support Without the Pressure

We're not here to judge how you spend your money or lecture you about cutting out your morning coffee. That kind of advice ignores why people make the financial choices they do.

Instead, we help you see where your money's actually going, identify spots where you might have more flexibility than you thought, and build a budget that fits your actual life. Sometimes that means trimming expenses. Sometimes it means realizing you can afford something you've been putting off.

The goal is feeling more in control, not more restricted. Big difference.

Budget planning sessions focused on individual circumstances

Financial consultation approach centered on practical solutions

Collaborative financial planning with real-world context

Ongoing support for budgeting and expense management